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Suppose I demand $200 to my bank card & APR is seven%, And I need to steer clear of the 7% APR, can it be probable to pay it off prior to the APR is utilized? (Illustration, spend with in 20 days?) If so, would that also support my credit score? Cause I'm sure when I cost stuff, & wait to have my bill during the mail (Which has the APR Payment’s)